Credit Control

The impact of unpaid invoices has a detrimental effect upon cash flow and profit.

Do unpaid invoices result in the end of a business relationship?

Not necessarily, Access Credit Management Limited has many years of experience in dealing with disputes and issues which have resulted in commercial debt not being paid to terms. We offer a contingent commercial debt recovery service. No collection – No fee.

When a business debt remains unpaid the impact on both parties increases, not only is it an emotive subject but the non-payment of any legitimate financial obligation will damage professional relationships.

Access Credit Management Limited offer a streamlined debt recovery process which allows you to avoid litigation which is both costly and time consuming. This process is determined by the profile of each debt.

Access Credit Management Limited offer a professional debt collection service which allows you time to focus on the further development of your business. ACM knows how to communicate with your debtor. Our specialists have proven skills which will enhance your own internal credit management protocols.

If you have not been paid by a client within the terms of credit that you have agreed with them, you should review how you are going to deal with this issue.

How important to your business is this client moving forward?

What is the impact of this outstanding invoice going to have on your cashflow, your profitability and your ability to pay your own liabilities?

How will you be able to manage the defaulting clients without becoming frustrated and even feel somewhat insulted. You have provided the business service, or the goods as agreed, so this will have cost implications to your business as you are involuntarily funding your client.

Will you want to trade with such a customer in the future?

What, if anything, has changed which has resulted in your invoice(s) not being paid on time?

Has your client overstretched itself financially?

Are they trading insolvently?

Do they have a temporary cash flow issue which prevents them paying you per the terms that you have granted them?

Do you regularly credit check your open credit clients to confirm their credit stature and whether they are attracting court activity?

Late payment of commercial debt impacts upon cash flow and profitability. It is common to use the services of an established B2B debt recovery company to help you get paid.